When it comes to credit cards humans are extremely picky and have their own will. Year after year in January credit card companies blast out their mail. People get teased to sign up for cards, that they essentially don’t need, but it makes them feel good to be at least invited.
This year I’ve got several black cards and being ready to sign them my wife (a teacher what else 
) stopped me from being part of the nonsense.
The Visa black card was quite interesting to me, but $300+ a year just basic fee is just not an option anymore. With my basic Continental Frequent Flier Credit card I already have enough trouble paying fees for oversea expenses and all the other charges that I get charged without even knowing if they are legit.
Anyways…long story short..instead of getting a black card, my wife and I will got tickets at Stubhub in order to visit the Foster the People Tour.
Sounds a bit cheesy (which it is), but our 2-year old son’s favorite song is “Bumbed kids”